The Blue Book GC Showcase - Phoenix

I attended The Blue Book GC Showcase event in Phoenix on May 11, 2010. It was a great event for marketing and networking with Arizona general and sub contractors. I was able to introduce BBT Commercial to over 30 vendors and participants with great feedback.

BBT Commercial specializes in meeting the insurance needs of construction contractors including General Liability, Surety Bonding, Equipment, Property and Commercial Auto coverage. David and I have collaborated to find insurance carriers who offer the right policies with right coverages to make sure our client's needs are met for the best premium available. We pride ourselves in submitting ALL received quotes to the prospective client allowing them to make the best decision for their company's insurance needs.

Dave has made great strides in obtaining surety bonding sources that can meet the wide range requirements our clients present including high aggregate limits and poor credit ratings.

For more information about how our select carriers can meet your company's insurance needs, feel free to call us for a quick 30 minute needs review to determine if your insurance has any gaps or if you are just paying too much in premiums. 866-450-6297

sean@bbtimail.com or david@bbtimail.com

The Hartford Celebrates 200 Years in Business

Today, The Hartford Insurance and Financial Services celebrated it's 200th year in business. Quite a feat for any organization to reach. Big Boy Toy Insurance is very proud to be an appointed agency offering The Hartford insurance products to meet our client's needs today and for the next 200 years.
Please follow the link to Insurance Journal for a complete story.

Lone Wolf Riders 3rd Annual BBQ

Today the beer was cold and BBQ was good at Lone Wolf Riders' 3rd Annual BBQ Fundraiser. I had a great time meeting the guys and talking motorcycle insurance. This club has a nice collection of bikes as you can see from the few photos I posted here.

Big Boy Toy Insurance is looking forward to seeing these guys out at other events.

Here is a great example of a custom trike that makes heads turn along Tucson's streets. Most insurance agencies have no idea what to do with a mechine like this when he comes walking through the door. Big Boy Toy Insurance knows how to get the right coverage on a unique machine like this one.

God Bless the United States Marines and all those who keep our great Nation free from those who want to destroy it!

James and his Glastron GLX 205 Volvo

Big Boy Toy Insurance is proud to announce the addition of our newest client, James. Here he is proudly standing next to his 2008 Glastron GLX 205 Volvo. This is one nice boat. I met James at Roosevelt Lake in Central Arizona in March for some early season skiing and wake boarding. This thing can get going in a hurry even with a 200 lb. skier on the end of the ski rope.
We placed his Boat Insurance through American Modern saving him $120 annually from his prior carrier, Foremost. Also, we were able to increase his liability limits from $25,000 Combined Single Limit to 100,000/100,000/100,000 Split Limits. He was a tough nut to crack but we did it!
You can usually find James along with his entourage of ski junkies any given weekend at Roosevelt or Apache Lakes in Central Arizona.

Grundy Worldwide Auto Insurance Example

Big Boy Toy Insurance is proud to insure "Harry's" 2003 Dodge Viper RT/S through Grundy Worldwide.

To Give you an example of how affordable Grudy's Exotic Car Insurance Policy is, we covered "Harry's" Viper with $500,000 Liability, $0 Collision Deductible, $0 Comprehensive Deductible, Towing/Roadside Service, with an agreed value of $35,000 for $460 per year!

Grundy Worldwide was our choice carrier for "Harry" due to his occasional drive to work and "tour" around Southern Arizona without a penalty from Grundy. Grundy also offers coverage for hard to find parts and accessories included in their premium.

We also offer other carriers who specialize in the collector/muscle/exotic car market such as Hagerty, American Modern and Victoria/Allied.

Call or email us for your quotes from ALL our appointed carriers.

"Toy" Market Good Economic Indicator

After marketing to our local "toy" dealerships, I am encouraged about our economic future when I hear the dealership salemen talk about how sales are picking up.

People are begining to buy "toys" again after a 2 year hiatis due to harsh economic situations. A leading economic indicator better than GDP, Unemployment Rate, CPI, or any other statisic is spending on recreational vehicles. RV, motorcycles, boats and sand rails sales are begining to pick up.

One of the first consumer items to stop selling in hard economic times are the "toys". In 2008, when gas prices hit $4.00 per gallon, motorcycle and scooter sales skyrocketed. Dealerships were signing all the way to bank until December "08 when prices settled back down to $2.50 per gallon. Since then, sales have steadily slowed down to an almost stand still forcing many dealerships to close their doors.

More good news from Winnebago last month: the nations largest, oldest and best known RV manufacturer hired back 1,500 assembly line workers to meet increased dealership orders. That is some great news for everyone involved in the "toy" business.

RV Insurance for Summer Travel

As an RV'er traveling accross America stoping at your favorite campground, a very important coverage you need to verify on your policy is campground/premises/full timer liability.

This liability coverage is similar to your homeowners' liability insurance. This coverage is designed to protect you in the event your new neighbors stop by for a visit and become injured while stepping into your RV or trip over your campsite equipment. It is the slip and fall coverage we all know liability insurance to cover.

This compares to the same situation when your neighbors are invited for dinner and accidentily trip/fall and need medical attention.

Your RV's auto liability coverage does not apply as "campsite" liability. It is solely designed to cover your RV when you cause an accident while on the road.

Hope this helps explain why your RV insurance poicy should list two seperate liability limits.