James and his Glastron GLX 205 Volvo

Big Boy Toy Insurance is proud to announce the addition of our newest client, James. Here he is proudly standing next to his 2008 Glastron GLX 205 Volvo. This is one nice boat. I met James at Roosevelt Lake in Central Arizona in March for some early season skiing and wake boarding. This thing can get going in a hurry even with a 200 lb. skier on the end of the ski rope.
We placed his Boat Insurance through American Modern saving him $120 annually from his prior carrier, Foremost. Also, we were able to increase his liability limits from $25,000 Combined Single Limit to 100,000/100,000/100,000 Split Limits. He was a tough nut to crack but we did it!
You can usually find James along with his entourage of ski junkies any given weekend at Roosevelt or Apache Lakes in Central Arizona.

Specialty Toy Insurance is NOT Auto Insurance

To begin, let’s look at types of insurable “toys”: Motorcycles, Boats, Recreational Vehicles, Dune Buggies and Sandrails, All Terrain Vehicles, Side-By-Side Utility Vehicles, Modified Golf Carts, Golf Carts, Snowmobiles, Collector Vehicles, Travel Trailers and Personal Watercraft.
Why do all of these vehicle types need their own individual insurance coverage? Any vehicle issued a state registration needs to be properly insured. All 50 states have adopted the required minimum liability insurance requirements. In Arizona, the minimum liability limits are 15/30/10. Insurance is not designed to have one policy meet all vehicle needs. If you need a screwdriver you do not buy a hammer. Vehicle insurance is no different. A motorcycle policy is not designed to cover the insurance needs of a boat. ..............read more

Please feel free to contact us at info@bbtimail.com for any further questions or assistance.